F.A.Q

Yes, you must hold a current, active Property and Casualty license in all states where you wish to sell insurance. Yes you need an active P&C License.

A minimum of 12 months actively selling Property and Casualty insurance is required. Some carriers may also require production reports of prior experience/business as a prerequisite for appointment.

You will need to apply for a non-resident Property & Casualty insurance license as both an individual and as an agency. Contact us—We can help you do this.

No, you must hold a resident appointment to apply for a non-resident appointment.

Please let us know, and we can place you on a waiting list. We will notify you as soon as the carrier becomes available. Sign up here: https://selectmarketaccess.com/shop/#additional

Some carriers will require a physical office location. Please check carrier listing on the website and requirements will be displayed.

No, the carrier requirement is for a dedicated space of your own with your name on the door/building and a locking door

No, but having a website is strongly encouraged to build presence and help clients find you.

If a carrier becomes available, we can provide you that appointment if you qualify, and the monthly cost does not change.

Pacific Crest will review your commercial lines experience based on the carrier. Most carriers will require some demonstrated experience. Additionally, Pacific Crest Services offers programs designed to help you begin writing commercial business. These programs aim to familiarize you with the complexities of commercial insurance, equipping you with the necessary skills and knowledge.

Yes, the Pacific Crest commission split is the same for new and renewal business.  In some cases, insurance carriers may incentivize new business commissions over renewal commissions based upon their appetite.  The carrier commission spreads can be requested from Pacific Crest Services staff.

Our FastTrack Program provides licensed independent insurance agents with the fastest direct appointments in the industry. Gain access to top-rated carriers through our innovative new online shopping experience. You can shop FastTrack appointments here:
https://selectmarketaccess.com/shop/

We work with hundreds of insurance carriers you can find a full list here: https://selectmarketaccess.com/our-carriers/ Our online fast track e-shop has appointments available for the folloing carriers; AAA, American Modern, Bristol West, CHUBB, Foremost, Foremost Signature, GEICO, Liberty Mutual, Mercury Insurance, National General, National General Custom 360, Progressive, SafeCo, SageSure, The Hartford, and Travelers.

Yes, all agents are directly appointed with our carrier partners, which allows agents to quote, issue, and service their own policies.

With most carriers, the policy declarations will reflect your agency name and address.

This depends on the carrier. If a carrier allows AOR/BORs on policies, then yes, you can.

Pacific Crest does not have production requirements for agents. However, some carriers may have production requirements as a condition of the appointment.

Each carrier varies, but on average it takes 1 to 4 weeks to complete the appointment process.

Yes, most carriers will require you to have an agency license.

Yes, you will need to have an E&O (Errors and Omissions) policy with minimum limits of $1 million. Pacific Crest Services can help you find a suitable policy if you need assistance.

Yes, you will need to have a flood certificate to be appointed with flood carriers.

We work with independent insurance agents just like you. Select Market Access is designed to help independent agents gain access to over 300 top-tier insurance carriers, including major Property & Casualty companies like GEICO, Travelers, Progressive, and The Hartford. In addition, we offer enterprise-level services through our sister company, Pacific Crest Services. You can view our full carrier list here . For more information about Pacific Crest Services, click here or visit PacificCrestServices.com

The Select Market Access Contract has a duration of 30 days and automatically renews at the end of each period.

You will be charged when you sign your contract agreement, and recurring payments will be processed every 30 days from the date of signing.

You can cancel your contract with 30 days written notice. Submit cancellation notice to: cancellation@selectmarketaccess.com.

Yes, you own your book.